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Privacy Policy & Terms of Use

MeVest (“Website”) is governed by the following Privacy Policy and Terms of Use.

CHANGES TO THE PRIVACY POLICY AND TERMS OF USE
The Privacy Policy and Terms of Use were last updated on June 6, 2018. MeVest reserves the right to change these policies at anytime. Please refer back to this page periodically for updates.

PRIVACY POLICY
We respect your privacy and are committed to protecting it. The purpose of this Privacy Policy is to inform you what information we may collect and how it may be used. This statement only applies to this Website. By using this Website, you agree to use your personal information in accordance with this policy.

WHAT INFORMATION DO WE COLLECT AND HOW IS IT USED?
Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.
Information We Collect from Others: We may receive information about you from other sources. For example, if you use a third-party software through the site to purchase books, they may transfer information to us for fulfillment.
Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.
Cookies: We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

HOW YOUR INFORMATION MAY BE USED
We may use the information we collect from you when you register, sign up for our newsletter, respond to a survey or marketing communication, browse the website, or use certain other site features in the following ways:
To operate and maintain the Website and respond to customer service requests.
To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
To respond to your comments or inquiries;
To protect, investigate, and deter against unauthorized or illegal activity; or
To run a promotion, contest, survey or other Website feature.

THIRD-PARTY USE OF PERSONAL INFORMATION
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.
This Website currently uses the following third-party service providers:
Google Analytics – this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics. In fact, this Website has activated the option to anonymize IP addresses, which prevents the collection of personal data from our Google Analytics tracking code. Users can completely block Google Analytics tracking by using Google’s opt-out browser add-on.
Mail Chimp – this service is used for delivery of email updates and newsletters. We store your name and email address for purposes of delivering such communications. This list may be amended from time to time at the Website’s sole discretion. Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

 

ANONYMOUS DATA
From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

 

PUBLICLY VISIBLE INFORMATION
If you create a user profile on the Website or leave a comment, certain information may be publicly visible, such as name, avatar and website information.

COOKIES
The Website uses cookies to compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf. Cookies may also be used by third-party services, such as Google Analytics, as described herein.

Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Since each browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable. If you turn cookies off, some features will be disabled. It won’t affect the user’s experience.

ADVERTISING

RETARGETING ADS
From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

SPONSORED PARTNERSHIPS

This Website may engage in sponsored campaigns with various brands. MeVest will always be upfront regarding any brand affiliation, and readers can be assured that this Website will only affiliate itself with brands that it believes in and think would benefit the readers of MeVest. From time to time, these sponsored campaigns utilize tracking pixels (aka web beacons), which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by the Website is used in conjunction with these tracking pixels.

NEWSLETTERS
On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

RIGHTS RELATED TO YOUR PERSONAL INFORMATION

Opt-out – You may opt-out of future email communications by following the unsubscribe links in our email newsletters. You may also notify us at info@mevest.ca to be removed from our mailing list.

Access – You may access the personal information we have about you by submitting a request to info@mevest.ca

Amend – You may contact us at info@mevest.ca to amend or update your personal information.

Forget – In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request to info@mevest.ca Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.

SENSITIVE PERSONAL INFORMATION
At no time should you submit sensitive personal information to the Website or to info@mevest.ca. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

 

TERMS OF USE

ADVICE DISCLAIMER
Nothing contained on MeVest.ca is intended to provide personalized financial, legal or tax advice. Nothing should be construed as an offer to sell, or a solicitation of an offer to buy a financial instrument or security, a recommendation for any product or service by MeVest or any associated third party, or a suggestion regarding the purchase, holding or sale of securities. Before implementing any financial strategy, you should obtain information and advice from your financial, legal and/or tax advisors who are fully aware of your individual circumstances. MeVest will not be held liable for any loss or damages arising from the use of this Website.

COPYRIGHT AND ATTRIBUTION
Unauthorized use or reproduction of the text and/or photographs on MeVest is prohibited, unless consent is provided. This means that the text of blog posts may not be copied and pasted and republished elsewhere without consent. Blog posts may be profiled on other websites by providing a link directly back to the blog post on MeVest.

THIRD PARTY WEBSITES
This Website may contain links to third party websites. These third-party sites have separate and independent privacy policies. MeVest has no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

COMMENT POLICY
MeVest appreciates comments and feedback from readers, but please note that this Website reserves the right to delete comments that are negative, inappropriate or identified as spam.

Any comments readers leave on this Website are public and may be read, collected or used by anyone. Your name, website (if applicable) and date/time of comment will be displayed. Your email address will not be displayed. If you have a gravatar associated with your email address it may be displayed when you leave a comment on this Website. Readers accept these conditions when providing personal information and posting comments on this Website.

CLIENTS OF MEVEST MONEY COACHING
Client data is stored on Google Drive and is only accessible by you, the client, or your MeVest Certified Money Coach. Your personal information used in your Money Coaching with never be shared with anyone other than you without your express written consent. Google Drive is one of the world’s most secure systems. Please review their privacy policy for terms of use.

ACCEPTANCE OF TERMS
This Privacy Policy and Terms of Use may be amended periodically. Please refer to this page for updates. By using this Website, you signify your acceptance of the Privacy Policy and Terms of Use. If you do not agree with the Privacy Policy and Terms of Use, please do not use this Website. Your continued use of this Website following the posting of changes to the Privacy Policy and Terms of Use will be deemed your acceptance of those changes.

CONTACT INFORMATION
If you have any questions regarding this Privacy Policy and Terms of Use, please contact MeVest at info@mevest.ca .